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All Middlesex County buildings will remain closed to the general public until further notice due to COVID-19. Only select County services are available on an appointment basis.
September 23, 2021 County Commissioner Meeting Notice: Due to the severe weather warning the meeting will now take place virtually; click here for more details.

 

**Updated as of September 7, 2021**

The Middlesex County Emergency Rental Assistance Program (MCERAP) is now live and accepting applications for assistance.

Complete an application on the MCERAP online application portal


For frequently asked questions about MCERAP, please click here​.​​​​​

Who is eligible for COVID-19 emergency rental assistance?


Applications for grants from the MCERAP may be submitted by a member of an eligible household or by a landlord on behalf of that eligible household. An “eligible household” is defined as a renter household in which at least one or more individuals meets the following criteria:

  • Qualifies for unemployment or has experienced a reduction in household income, incurred significant costs, or experienced a financial hardship due to COVID-19
  • Demonstrates a risk of experiencing homelessness or housing instability, mainly documented by having an outstanding rental balance and/or eviction filing (Please note: Landlords may file for eviction during the moratorium, but cases are not heard.)
  • Has a household income at or below 80 percent of the area median* (Please note: Eligible households that include an individual who has been unemployed for the 90 days prior to application for assistance and households with income at or below 50 percent of the area median are to be prioritized for assistance.)
*Area median income is determined by the U.S. Department of Housing and Urban Development (HUD). It is the midpoint of a region’s income distribution, meaning that half of the households in a region earn more than the median and half earn less than the median.


The table below shows the 50% and 80% of area median income amounts based on household size for Middlesex County. Consult the table to determine if your annual household income is at or below the required percent of area median income to qualify for assistance through the MCERAP. For example, if there are four people in your household and your annual household income is $82,550 or less, then your household is at or below 80% of the area median income. 

MIDDLESEX COUNTY EMERGENCY RENTAL ASSISTANCE PROGRAM INCOME LIMITS

 

1 PERSON

2 PERSON

3 PERSON

4 PERSON

5 PERSON

6 PERSON

7 PERSON

8 PERSON

 

HOUSEHOLD

HOUSEHOLD

HOUSEHOLD

HOUSEHOLD

HOUSEHOLD

HOUSEHOLD

HOUSEHOLD

HOUSEHOLD

50% OF

 

 

 

 

 

 

 

 

AREA

$41,850

$47,800

$53,800

$59,750

$64,550

$69,350

$74,100

$78,900

MEDIAN

 

 

 

 

 

 

 

 

INCOME

 

 

 

 

 

 

 

 

80% OF

 

 

 

 

 

 

 

 

AREA

 

 

 

 

 

 

 

 

MEDIAN

$57,800

$66,050

$74,300

$82,550

$89,200

$95,800

$102,400

$109,000

INCOME

 

 

 

 

 

 

 

 











Household income is determined as either the household’s total income for calendar year 2020 or the household’s monthly income at the time of application. For household incomes determined using the latter method, income eligibility must be redetermined every three months.

Please note:

  • Rental assistance may be provided to individuals who had a rental unit prior to the pandemic commencing in March 2020, lost the rental unit due to the pandemic and executed a lease for a new rental unit, but are having difficulty paying the first few months of the new lease.
  • If an eligible household is behind on rent payments, also known as being in arrears, assistance must be provided to reduce or pay off the back rent before that household may receive assistance for future rent payments.
  • Assistance cannot be provided for rental/utility arrears (outstanding balances) prior to March 2020.
  • Rental assistance provided to an eligible household should not be duplicative of any other federally funded rental assistance provided to such household. (For households in Section 8 or federal housing, assistance may be available for the tenant’s portion of the rent or to pay an outstanding utility balance.)


 

How can funds from the Middlesex County Emergency Rental Assistance Program be used?


Funds from the MCERAP may be used to pay rental or utility arrears (outstanding balances), and to provide limited temporary ongoing assistance, generally not to exceed a total of 12 months. Eligible utilities include gas, electric, and water. The MCERAP will not pay for internet/wireless services.

Priority will be given to existing housing-related arrears(outstanding balances) that could result in the eviction of an eligible household. In general, funds will be paid directly to landlords and utility service providers. If a landlord does not wish to participate, funds may be paid directly to the eligible household.


Additional information about the MCERAP

MCERAP Frequently Asked Questions ​(click here​​)


Please direct all questions to: mcerap@co.middlesex.nj.us

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