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Middlesex County Multi Assistance Program (MCMAP) – provides prescription assistance to eligible consumers who qualify for the MCMAP program and are financially ineligible for PAAD or Senior Gold and who have no other prescription coverage, including Medicare Part D.  Click here to download the MCMAP brochure. 
*PAAD / Senior Gold  -  The Pharmaceutical Assistance to the Aged and Disabled (PAAD) program and the Senior Gold Prescription Discount Program (Senior Gold) are available to NJ residents 65 years of age or older, or at least 18 years of age and receiving Social Security Title II Disability benefits. PAAD and Senior Gold work in conjunction with
Medicare Part D. 
A PAAD beneficiary must have annual income for 2019 of less than $27,951 if single or less than $34,268 if married; The PAAD co-payment will be $5 for each PAAD covered generic drug prescription and $7 for each PAAD covered brand name drug prescription.

*Senior Gold Prescription Discount Program has a different co-payment structure and income eligibility guidelines than those of PAAD. A Senior Gold beneficiary must have an annual income for 2019 between $27,951 and $37,951 if you are single or between $34,268 and $44,268 if you are married. Members pay a co-payment of $15 plus 50% of the remaining cost of each Senior Gold covered prescription. Once members reach annual out-of-pocket expenses exceeding $2,000 for single persons or $3,000 for married couples, they pay only a flat $15 co-payment per prescription for the balance of that eligibility period.

For more information about PAAD and/or Senior Gold visit: or call toll free 1-800-792-9745.

ProAct  is a free prescription discount card that helps lower prescription drug costs. This card cannot be used in conjunction with another insurance program. To obtain a discount card contact 1-877-776-2285 or visit . Cards may also be obtained by calling the Middlesex County Office of Aging & Disabled Services at 732-745-3295.

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